2-6755 7819-3838 Ledbetter 2/220.127.116.11 STATE OF GEORGIA COUNTY OF CARROLL NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated October 1, 2007, executed by Tiffany B. Ledbetter and Donald C. Ledbetter to Excel Federal Credit Union, recorded in Deed Book 4169, Page 300, Carroll County, Georgia Deed Records, and securing a Note in the original principal amount of $135,900.00, said Security Deed last having been assigned to Ocwen Loan Servicing, LLC, the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in March, 2013, to-wit: March 5, 2013, during the legal hours of sale, before the Carroll County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property: Land referred to is described as all that certain property situated in the County of Carroll and State of Georgia and being described in a deed dated February 1, 1988 and recorded April 29, 1988, among the land records of the County and State set forth herein, and referenced as follows: Book 593 and Page 738. Further described as follows: All that tract or parcel of land, situated, lying and being in Land Lot 32 of the 10th District of Carroll County, Georgia, and being that certain 0.442 acre tract, LOT 13, Triple Tree Subdivision, as shown on property survey for Phillip E. McGukin, dated February 6, 1988, by Timothy L. McGukin, GRLS No. 2289, recorded in Plat Book 33, Page 96, in the Office of the Clerk of Superior Court of Carroll County, Georgia, which plat is incorporated herein by reference for a more complete and accurate description. Captioned property is subject to all matters shown on above-referenced plat. Captioned property is subject to all easements and restrictions of record affecting said property. The aforedescribed real property is also known as 155 W Triple Tree Drive, Carrollton, GA 30117, according to the present system of numbering houses in Carroll County, Georgia. This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale. The name, address and telephone number of the individual or entity with full authority to negotiate, amend and modify all terms of the Note and Security Deed is Ocwen Loan Servicing, LLC, 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409. The telephone number is (877) 596-8580. Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Upon information and belief, said real property is presently in the possession or control of TIFFANY B. LEDBETTER AND DONALD C. LEDBETTER and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law. OCWEN LOAN SERVICING, LLC as Attorney-in-Fact for TIFFANY B. LEDBETTER AND DONALD C. LEDBETTER David W. Adams, Esquire Ellis, Painter, Ratterree & Adams LLP2 East Bryan Street, Suite 1001 Savannah, Georgia 31401 (912) 233-9700 THIS LAW FIRM MAY BE ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.